Sacramento real estate & lending

Real Estate & Lendingfor the season you’re in.

Community-rooted. Design-minded. One roof for the home, the loan, and the life around it.

Maggie B. Hopkins, broker-owner of Surroundings, smiling in an orange suit seated in a white chair against a red backdrop

Maggie B. Hopkins

Broker-Owner · CA DRE Broker Lic #01750680 · NMLS #349517

  • Seniors Real Estate Specialist® (SRES®)
  • Certified Aging-in-Place Specialist (CAPS®)
  • Certified Probate & Trust Specialist
  • Certified VA Loan Specialist
See more about Maggie

A note from our broker

Welcome to Surroundings.

Welcome. Whether you are helping a parent move, moving on your own, selling a home you have lived in for decades, or looking for a home with some character, I’m glad you found us.

I’m Maggie, the broker and owner. I have been originating home loans since 2003 and have run my own real estate business as an independent agent since 2006; in 2023 I opened Surroundings. We are a different kind of real estate company for Sacramento: not only the home and the loan, but the people in this community who stand behind both. I built this team to fit the gaps, so you get one plan from one team.

We never take placement or referral fees from any community or care provider, and nothing here is ever rushed. Take your time, ask your questions, and let us walk beside you.

★★★★★5.0 on Google · 28 reviewsRead them →
  • “Thanks to her strategy and negotiating, we received multiple offers within a week, and sold for over $60,000 more than we expected.”

    Amber Leonti, on Google

  • “Maggie is incredibly trustworthy and I know she has always looked out for my best interests.”

    Sarah Hodge, on Google

  • $150M+Real estate sold and mortgages closed
  • 23 yearsReal estate and lending
  • 5.0 ★Google reviews
  • SRES®Seniors Real Estate Specialist
Well MOVED, Next Chapter Living

We built this for you.

You may be moving a parent.You may be moving yourself.Either way, you are not doing it alone.

Well MOVED helps people through a move at any stage of life, from the first conversation to the next home. That includes families, and it includes the person with no one nearby to lean on. Maggie and Rachel both list and sell homes and work every Well MOVED move together. Maggie brings the lending and the planning; Rachel brings the design eye and the preparation.

Surroundings · DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender. Well MOVED never takes placement or referral fees from any community or care provider.

What most agents miss.

The psychology behind the listing

Almost any home gets an offer. The best one is decided before anyone walks in.

  • What they see

    Most buyers meet your home on a screen first, so the photos, the film and the words come first.

  • What they feel

    People feel a home before they measure it. We edit each room to answer their quiet questions.

  • Who knew

    A launch day, targeted ads and more than a hundred neighbors invited, so the right people are watching.

Read what most agents miss →

Surroundings · CA DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender

A mid-century modern house with post-and-beam construction, a low gabled roof, a wall of glass and a breeze-block screen wall

Mid-century moderns and character homes

Rachel Dee Minyard in a green shirt and denim skirt, smiling and kicking one foot forward in silver platform heels against a pink backdrop

Rachel Dee Minyard

REALTOR® · Creative Director

More about Rachel

From the Human Thomas Guide to Sacramento

Which Sacramento personality are you?

Hey, I’m Rachel. Born and raised in Sacramento. I’m called the Sacramento Human Thomas Guide, because I know this town neighborhood by neighborhood and sometimes street by street. Whether you’re moving across town or relocating here, let me help you find your Sacramento personality. No folding paper maps required. Have fun with this quiz.

Take the Find Your Fit quizSix of eleven. Take the quiz to find yours.Or browse the neighborhoods

Our Sacramento, our community

What surrounds you shapes you.

Come inside. We are neighbors first and real estate people second. Personality quizzes, community maps, local guides and a few little tools, made for the coolest people around Sacramento.

Love Your Surroundings

Let's be friends.

One short note a week about Sacramento: the neighborhoods, the season, what's worth doing. No sales pitch.

Unsubscribe anytime. See our privacy page.

In their words

Our clients really love us. They do.

  • ★★★★★

    “They really went above and beyond to make house shopping as clear and easy as possible every step of the way, from walking through prospective homes to walking through the fine print in every document along the way.”

    Brendan Smith-Fagan, on Google

  • ★★★★★

    “I have been working with Rachel for a VERY long time. I have always loved her attention to detail, professionalism and authenticity. She is a great person to communicate with and she has always had my best interest in mind. …”

    Garrett Rease, on Google

  • ★★★★★

    “Maggie and Rachel are great to work with and really went out of their way to make sure things went smoothly.”

    Savannah Helena, on Google

Read all our reviews5.0 on Google · 28 reviews

Our mission

A relationship, never a transaction.

We treat every client as a long-term relationship. Real estate and lending under one roof, so a major transition has fewer moving parts and less stress.

Where we are headed

A Sacramento where the daughter in Carmichael, the first-time buyer in Midtown and the neighbor right-sizing in Fair Oaks each have someone to call, long before closing day and long after it.

Maggie seated in an orange suit with Rachel standing behind her, against a red backdrop
Maggie B. Hopkins and Rachel Dee Minyard

It starts with you, not the house

Tell us what’s changing in your life. The house and the numbers fit around that.

Call or text us: (916) 549-3131

Already working with Rachel? Call or text Rachel: (916) 284-3775