Sacramento real estate & lending
Real Estate & Lendingfor the season you’re in.
Community-rooted. Design-minded. One roof for the home, the loan, and the life around it.



Maggie B. Hopkins
Broker-Owner · CA DRE Broker Lic #01750680 · NMLS #349517
- Seniors Real Estate Specialist® (SRES®)
- Certified Aging-in-Place Specialist (CAPS®)
- Certified Probate & Trust Specialist
- Certified VA Loan Specialist
A note from our broker
Welcome to Surroundings.
Welcome. Whether you are helping a parent move, moving on your own, selling a home you have lived in for decades, or looking for a home with some character, I’m glad you found us.
I’m Maggie, the broker and owner. I have been originating home loans since 2003 and have run my own real estate business as an independent agent since 2006; in 2023 I opened Surroundings. We are a different kind of real estate company for Sacramento: not only the home and the loan, but the people in this community who stand behind both. I built this team to fit the gaps, so you get one plan from one team.
We never take placement or referral fees from any community or care provider, and nothing here is ever rushed. Take your time, ask your questions, and let us walk beside you.
★★★★★5.0 on Google · 28 reviewsRead them →“Thanks to her strategy and negotiating, we received multiple offers within a week, and sold for over $60,000 more than we expected.”
Amber Leonti, on Google
“Maggie is incredibly trustworthy and I know she has always looked out for my best interests.”
Sarah Hodge, on Google
- $150M+Real estate sold and mortgages closed
- 23 yearsReal estate and lending
- 5.0 ★Google reviews
- SRES®Seniors Real Estate Specialist

We built this for you.
You may be moving a parent.You may be moving yourself.Either way, you are not doing it alone.
Well MOVED helps people through a move at any stage of life, from the first conversation to the next home. That includes families, and it includes the person with no one nearby to lean on. Maggie and Rachel both list and sell homes and work every Well MOVED move together. Maggie brings the lending and the planning; Rachel brings the design eye and the preparation.
Surroundings · DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender. Well MOVED never takes placement or referral fees from any community or care provider.
What most agents miss.
The psychology behind the listing
Almost any home gets an offer. The best one is decided before anyone walks in.
What they see
Most buyers meet your home on a screen first, so the photos, the film and the words come first.
What they feel
People feel a home before they measure it. We edit each room to answer their quiet questions.
Who knew
A launch day, targeted ads and more than a hundred neighbors invited, so the right people are watching.
Surroundings · CA DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender

Mid-century moderns and character homes
From the Human Thomas Guide to Sacramento
Which Sacramento personality are you?
Hey, I’m Rachel. Born and raised in Sacramento. I’m called the Sacramento Human Thomas Guide, because I know this town neighborhood by neighborhood and sometimes street by street. Whether you’re moving across town or relocating here, let me help you find your Sacramento personality. No folding paper maps required. Have fun with this quiz.
- The Design HoundThe house itself has to have a point of view.
- The Porch SitterShade, front steps, and an evening outside.
- The City WandererYou want the world within walking distance.
- The Trail WalkerWater, trees, and a path out the back door.
- The Block Party HostYou want a street that gathers.
- The Weekend EscaperHome is where the trip starts.
Our Sacramento, our community
What surrounds you shapes you.
Come inside. We are neighbors first and real estate people second. Personality quizzes, community maps, local guides and a few little tools, made for the coolest people around Sacramento.
Personality quizzes
Community maps
Animal lovers
Little tools
In their words
Our clients really love us. They do.
★★★★★
“They really went above and beyond to make house shopping as clear and easy as possible every step of the way, from walking through prospective homes to walking through the fine print in every document along the way.”
Brendan Smith-Fagan, on Google
★★★★★
“I have been working with Rachel for a VERY long time. I have always loved her attention to detail, professionalism and authenticity. She is a great person to communicate with and she has always had my best interest in mind. …”
Garrett Rease, on Google
★★★★★
“Maggie and Rachel are great to work with and really went out of their way to make sure things went smoothly.”
Savannah Helena, on Google
Our mission
A relationship, never a transaction.
We treat every client as a long-term relationship. Real estate and lending under one roof, so a major transition has fewer moving parts and less stress.
Where we are headed
A Sacramento where the daughter in Carmichael, the first-time buyer in Midtown and the neighbor right-sizing in Fair Oaks each have someone to call, long before closing day and long after it.














